Happy 4th of July from DeFranco Insurance

Happy 4th of July from DeFranco Insurance !!

DeFranco Times June 2015

DeFranco Times Living Proactively Happy beautiful Seattle Summer!  Thanks to all who stopped by on our Customer Appreciation Day - we had free shredding and a place to get rid of old household items along with hotdogs and chips.  It was so wonderful, we have scheduled the next time for June 11th, 2016. Thanks to Junk BGone for providing their services for taking away our junk.  Your business and friendship is appreciated, so please let us know how we can help you with your insurance issues.  like us on Facebook - DeFranco Insurance

Happy 4th of July Staying Safe and Sane * July Events - Seattle * Where to shoot off fireworks   Boating Safety Tips  We live in this wonderful area surrounded by water, we want to keep you and your family safe, while enjoying boating. Tips to stay safe - boating   Your Night Out “Night Out” a national Crime Prevention event. Helps crime prevention awareness, and unite our communities. Click 'Your Night Out' to learn more.

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Homeowners And Car Insurance Quotes

In the market for both a home owner insurance quote and a car insurance quote? Consider getting both quotes from the same insurance company.

You'll most likely have the same agent. Getting the same insurance agent for your home owner insurance policy and your car insurance policy means you'll only have to do direct business with one person. Plus, this person will know everything about both your home owner insurance policy and your car insurance policy. If you have a question about your car insurance policy, or you call to make additions or subtractions to your home owner insurance policy, your insurance agent will be able to remind you that it's also time to renew the other policy.

You'll be familiar with the company. Being familiar with an insurance company, the way in which they do business, their policies, and their procedures is more beneficial than you realize. There are usually no surprises when you're familiar with the insurance company. Some insurance companies even offer discounts to policyholders who have been with their company for a certain period of time.

You'll save money. Most insurance companies offer discounts if you purchase more than one kind of insurance policy from their company. Who couldn't stand to save a bit of money, especially when it comes to insurance costs?

If you're looking for a car insurance quote and already have home owner insurance, check with your home owner insurance company about purchasing getting a car insurance policy quote from them, too. The same applies if you're looking for a home owner insurance policy quote. If you already have both kinds of insurance policies from different companies? Ask each company for a home owner insurance quote and car insurance quote, and then choose the best deal. And remember-- always ask about the discounts you can get for a home owner insurance quote and a car insurance quote from the same company!

DeFranco Insurance

Auto Insurance FAQ's

Those who are shopping around for auto insurance may know that they want to lower their premium, but they may not be aware what taking lower coverage can open them up to. When shopping around for Seattle insurance, always make sure that each quote offers the same amount of coverage. Having inadequate coverage for the car or for liability can open up drivers to losing their assets in the case of a serious accident.

In many cases, it is easy to get a cheap quote. However, shoppers may not realize that these quotes come with high deductibles and low limits of liability. Those who want to make sure that their assets are safe need higher liability limits, so that if they are taken to court as a results of an accident, they are covered. DeFranco Insurance Services ask people specific questions to ensure that they are covered to exactly the extent that they need.

In Seattle DeFranco Insurance will help ask people questions about their entire household to get a good picture of their insurance needs, and create quotes to best fit them. It is important to always have insurance, as the longer one goes without it, the more difficult it may to get it in the future. Also, the kinds of claims that drivers make can have an impact on the Seattle insurance rates, so keep that in mind while shopping around.

Those who are shopping around should also make sure that they ask what each coverage is for, and ask questions of their representative. DeFranco Insurance professionals are happy to explain what each coverage does, and how this impacts the price. Many aren't aware that the price that they pay for insurance can be impacted by not only their driving record or the kind of car that they drive, but also their zip code and history with other insurance companies. DeFranco Insurance can walk people through a quote and help them to get the Seattle insurance help that they need.

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St. Anthony Auction

So pleased to support St. Anthony School at their annual auction. Supporting through donations and sponsorship. Thank you to all who attended!

Different Insurances A Family May Need

Among the many types of insurance policies available, there are a few main types that every family needs: auto insurance, homeowners or renters insurance and life insurance. A 4th coverage that may be a necessity for certain families is business insurance.

Auto insurance
Any family that has a car needs to have auto insurance. Depending on what kind of car you have, how much it's worth and whether you have a loan on it, you may need only liability insurance or you may need other coverages, including collision, comprehensive and uninsured motorist coverage. Talking with an agent at Defranco Insurance, will help you get the best rate.

Home or renters insurance
Seattle family insurance packages must include insurance to protect the place where you live. If you own a home, you need homeowners insurance, which covers both the structure as well as your contents. If you rent, you should have renters insurance to cover your possessions in the event of a disaster.

Life insurance
Many families go without life insurance, either thinking they don't need it or they can't afford it. But term life policies that will provide income in the event a parent dies can be had for less than $10 a month, and Defranco Insurance can help you find the policy that's right for your situation.

Business insurance
Not every family needs business insurance, but those who own a business do. Your homeowners insurance typically won't cover business liability, even if you operate your business out of your home. For your business insurance needs, you can talk to the professionals at Defranco Insurance to find the best policy for your situation.