Wednesday, March 25, 2015

Different Insurances A Family May Need


Among the many types of insurance policies available, there are a few main types that every family needs: auto insurance, homeowners or renters insurance and life insurance. A 4th coverage that may be a necessity for certain families is business insurance.

Auto insurance
Any family that has a car needs to have auto insurance. Depending on what kind of car you have, how much it's worth and whether you have a loan on it, you may need only liability insurance or you may need other coverages, including collision, comprehensive and uninsured motorist coverage. Talking with an agent at Defranco Insurance, will help you get the best rate.

Home or renters insurance
Seattle family insurance packages must include insurance to protect the place where you live. If you own a home, you need homeowners insurance, which covers both the structure as well as your contents. If you rent, you should have renters insurance to cover your possessions in the event of a disaster.

Life insurance
Many families go without life insurance, either thinking they don't need it or they can't afford it. But term life policies that will provide income in the event a parent dies can be had for less than $10 a month, and Defranco Insurance can help you find the policy that's right for your situation.

Business insurance
Not every family needs business insurance, but those who own a business do. Your homeowners insurance typically won't cover business liability, even if you operate your business out of your home. For your business insurance needs, you can talk to the professionals at Defranco Insurance to find the best policy for your situation.


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