March Madness - DeFranco Insurance Style

A Seattle Insurance Review

March is over and we spent the whole month watching 64 college basketball teams play to the final four, then on to the championship game.  Congratulations to North Carolina! The entire thing reminded us of some insurance madness.  There are some issues that can affect your Seattle business insurance and personal insurance programs, so we want to share with you our “Insurance Madness Final Four.”

Insurance Madness Final Four

1.       Always use an independent agent. Independent agents will search the market for the best possible insurance designed for your family or business.  Independent agents do not work for an insurance company; they represent you and look out after your interests first.

2.       Never buy insurance online. When you buy insurance online you never know if you are getting the best combination of coverage, price, and service.  However, you do find out when you have an uninsured claim.

3.       Always consider deductible options.  A simple way to save money is to consider increasing your deductible on your auto insurance, home insurance, or even your business insurance.

4.       Many people do not consider these coverage’s but they should.

a.       Identity theft is the fastest growing crime in the United States.  Every homeowner should consider identity theft coverage.

b.       A personal umbrella can offer additional protection for those who own a home or have personal assets worth protecting.

c.       Your business might be at risk if you do not have cyber liability or employment practices liability.

All these coverage’s are easy to add to your business insurance program.

Founded in 1953 by Louis F DeFranco in the Seward Park area of Seattle, we are licensed to write insurance in WA, ID, OR, CA, UT and AZ. As an Independent Agent and part of The Advantage Group, LLC. We have access to multiple preferred companies.

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