Many people believe that they have little or no control over
their homeowner’s
insurance. Often, people think that
premiums are determined by some “secret formula.” It is true that every company has rates for
their homeowner’s
premiums, but there are many factors that help make up your homeowner’s
premiums.
Factors that help
determine your Seattle homeowner’s premiums
- Location
- Age of home
- Age of roof
- The replacement cost
- Distance to fire station
Get the best possible
homeowner’s premiums
- Install deadbolt locks.
- Increase your deductible.
- Some insurers offer occupational discounts for teachers, police, firefighters, government employees, etc.
- Install a central station security system.
- Your agent can help you evaluate the different policies and companies so you can make the choice this is right for you.
- Ask for other discounts offered by your insurer.
- Make sure your replacement cost is up to date.
- Do you have replacement cost (RC) or actual cash value (ACV) coverage? We recommend replacement cost.
- Do you need loss of use coverage? Most homeowners and renters do.
Contact
an insurance specialist at DeFranco Insurance today to answer any
questions about Homeowner’s Insurance or for a free review and insurance quote
for Homeowner’s Insurance.
Some products and services may not be available in your
area.
Please contact us for more information.
Please contact us for more information.