Friday, February 20, 2015
Thursday, February 19, 2015
The importance of keeping all your insurance with one agency
When getting insurance, it's easy to go with a
lot of companies to save a little bit of cash. However, this is not always the
wisest plan of action, and you may not actually save much money, if any. Yes,
if you are looking to keep things under control and in order, you should keep
all your insurance with one company.
Paperwork: When looking at insurance, whether it is auto insurance, life insurance or any other form, you are going to get a lot of paperwork. If you have policies with multiple companies, you are going to get a lot of mail that you will have to sort through. Not only that, you will have different expiration dates and information you must keep on hand. But, if you keep it all with one company, you will deal with one person, which enables you to avoid issues when it comes time to call the company and ask a question.
Only deal with one person who knows your story: If you go online and get a policy from a random company, the employee will not know about your situation. Sadly, this is the way many people get their insurance. While it’s okay in the short-term, it will hurt you in the long run. Think about it, if you have home owners or renters insurance, you can often talk to an agent about a discount or other options. But, if you have insurance with multiple firms, you aren't going to talk to a person who knows much about your unique situation.
Cost: Finally, as mentioned, while a lot of people get insurance with another firm to save a few bucks, this is only a short-term gain. No, instead, if you go with a firm like DeFranco Insurance, you can often receive a better quote for the same services. For this reason alone, if you are looking to carry multiple types of insurance, you need to think about the money you can save with your policies. Of course, this is just a side benefit as you should buy insurance that works for your situation, and you should only consider a lower cost as a side benefit.
If you are looking to get a few insurance policies, you should stick with one provider such as DeFranco Insurance. By finding one with a solid reputation, you can get the best insurance with the least amount of hassle on your end.
Paperwork: When looking at insurance, whether it is auto insurance, life insurance or any other form, you are going to get a lot of paperwork. If you have policies with multiple companies, you are going to get a lot of mail that you will have to sort through. Not only that, you will have different expiration dates and information you must keep on hand. But, if you keep it all with one company, you will deal with one person, which enables you to avoid issues when it comes time to call the company and ask a question.
Only deal with one person who knows your story: If you go online and get a policy from a random company, the employee will not know about your situation. Sadly, this is the way many people get their insurance. While it’s okay in the short-term, it will hurt you in the long run. Think about it, if you have home owners or renters insurance, you can often talk to an agent about a discount or other options. But, if you have insurance with multiple firms, you aren't going to talk to a person who knows much about your unique situation.
Cost: Finally, as mentioned, while a lot of people get insurance with another firm to save a few bucks, this is only a short-term gain. No, instead, if you go with a firm like DeFranco Insurance, you can often receive a better quote for the same services. For this reason alone, if you are looking to carry multiple types of insurance, you need to think about the money you can save with your policies. Of course, this is just a side benefit as you should buy insurance that works for your situation, and you should only consider a lower cost as a side benefit.
If you are looking to get a few insurance policies, you should stick with one provider such as DeFranco Insurance. By finding one with a solid reputation, you can get the best insurance with the least amount of hassle on your end.
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